Author Articles by Laura Ruffell

Too young to make a Will? Think again!

When talking to people about preparing a Will, people often say “I don’t intend to die any time soon” or “I don’t have any assets”. No one knows what is around the corner so don’t put off making a wise decision today because you would rather spend the money on something which will not help your family in the long run.
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Dying ‘intestate’ – what happens when you die without a Will?

Dying without a Will - what happens to your estate

When a person dies without making a Will, they are said to have died ‘intestate’. When this happens, there are rules for deciding who will inherit the estate, stipulated by law.
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What’s a Business LPA and why might you need one?

Have you considered what would happen to your business should you become unable to make decisions about how it’s run and its finances? A family member or friend may not be knowledgeable enough to deal with business matters, therefore making a separate LPA for your business is advised.
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Residence Nil Rate Band & What It Means For You

Buy to Let Landlords Property Fraud

Share The new RNRB, also known as Family Home Allowance, can effectively increase your inheritance tax threshold. When someone dies, the total value of their ‘Estate’ (meaning everything he/she owned) must be valued. If the total value is above a …
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